Sandeep Ghosh is the Chief Executive Officer at Bharti AXA Life Insurance.

He has over 20 years of experience in India and overseas, primarily in the financial services sector. Prior to joining Bharti AXA Life, he was with ANZ as the Managing Director, Commercial Banking Head for Asia Pacific based in Hong Kong. During this time, he played a major role in building a commercial banking franchise for ANZ in Asia through organic builds and the integration of businesses acquired from RBS.

Before joining ANZ, Sandeep spearheaded the Commercial Banking for Royal Bank of Scotland in Asia. He was responsible for Business Banking, SME & Middle Market client franchises, managing a team of over 1,000 bankers and 40,000 client relationships across 9 countries.

Prior to this, he was with Citibank for 9 years during which he held various roles, lastly as Managing Director for the Global Commercial Bank in India. During his tenure, he led the India business to become the largest organically built commercial banking franchise within Citi.

Jyoti Punja is the Chief Operating Officer (COO) of Bharti AXA Life Insurance Co. Ltd. In her current role, she is responsible for Pan India Operations, Information Technology, Customer & Persistency Management and Business Excellence.

Jyoti has been associated with the Bharti AXA Life since 2005. As one of the founding members, she has been responsible for design and implementation of the servicing strategy, underwriting & quality nomenclatures, claims management, operations model and technology deployment to support customers and distributors.

Prior to joining Bharti AXA Life, Jyoti was associated with Birla Sun Life for 5 years as Head- Client Services. She joined Birla Sunlife as a part of the start up team and managed operations and service for individual & group Life business.

Jyoti started her career with Life Insurance Corporation of India (LIC) as a Direct Recruit Officer and during her tenure, handled diverse roles including operations, sales, underwriting and claims.

Jyoti is a double graduate with bachelor degrees in Science and General Law from Mumbai University and is an Associate of the Insurance Institute of India.

Saujanya Shrivastava is the Chief Marketing Officer at Bharti AXA Life Insurance. He has over 14 years of experience in Sales & Marketing across sectors such as FMCG, Financial Services, Ecommerce and Retail.

Prior to joining Bharti AXA Life, he was with Future Group as the Senior Vice President – Sales & Marketing for their ecommerce business. He led a young and vibrant team at futurebazaar.com that played a pivotal role in developing the ecommerce business including internet, telesales, catalogue sales and institutional vertical.

Before joining Future Group, Saujanya was Vice President – Marketing at PepsiCo India. He was the custodian for Brand Pepsi and held responsibilities for thematic advertising development, new product innovation, cricket platform activation and diet cola category growth. He launched the Pepsi My Can in India – an innovation that was an industry first.

Saujanya has also worked at Citibank N.A. where he held the role of Assistant Vice President - Credit Card Marketing & Research. In this capacity, he held responsibility for Brand Strategy, research & insights and implementation of Brand initiatives.

Prior to that, Saujanya has worked with Cadbury India . At Cadbury, Saujanya has been credited with significant contributions in developing the Marketing Package for premium range of chocolates and successful re-launch of the leading brand – Cadbury Dairy Milk. His initiatives took Cadbury Dairy Milk at its all time highest Value Market Share.

Saujanya holds a Masters in Business Administration ( PGDBM) from Indian Institute of Management, Calcutta and has a Bachelors degree in Economics Honours from Jadavpur University, Calcutta.

Mr. Venkatasubramanian Ais the Chief and Appointed Actuary at Bharti AXA Life Insurance. At Bharti AXA Life, he is responsible for product pricing, statutory reporting and Regional office reporting.

Mr. Venkatasubramanian joined Bharti AXA Life Insurance in 2010 from ACE Life, Sharjah (UAE) where he was the Regional Chief Actuary (Middle East, Africa). At ACE Life, he managed the actuarial function for the entire region.

Mr. Venkatasubramanian has long and varied experience in the life insurance industry in sales, actuarial and managerial positions and is well versed with the Indian market realities. He started his career with LIC and for the next 24 years, donned numerous roles and responsibilities. He subsequently moved on to be a Pensions Actuary with Old Mutual (Zimbabwe). He then joined NTUC INCOME, a large composite insurer in Singapore as their Appointed Actuary. He also worked in the same position with ING Vysya Life and Kotak Mahindra Old Mutual Life in succession.

Mr. Venkatasubramanian's forte lies in statutory reporting, Indian market entry strategies, pricing and development of actuarial softwares. He is a Fellow of the Institute of Actuaries, London, Associate of the Society of Actuaries, USA, Fellow of the Institute of Actuaries of India and a Fellow of the Indian Insurance Institue. Mr. Venkatasubramanian is married and has a daughter.

V Srinivasan is currently the Chief Financial Officer of Bharti AXA Life Insurance Company. He started his career as a Chartered Accountant in 1989 and over the past two decades has emerged as a stalwart in the financial sector. With over 8 years of rich experience in the Life Insurance industry, today, he stands as a storehouse of financial knowledge and expertise. His portfolio also boasts of extensive experience in diverse industrial segments like manufacturing and oil & gas.

From April 1996 to February 2002, he has handled Corporate Finance and Tax at Cairn Energy India Pvt Ltd. He has held responsibilities in Accounting and Project Reporting at Kentz, Kuwait, Reliance and SRF Ltd. He has also functioned as the Senior Vice President - Corporate Affairs at ICICI Prudential Life Insurance Company and CFO of AMP Samar Life Insurance Company from February 2002 to December 2005.

Please feel free to write in to V.Srinivasan@Bharti-axalife.com

Sushanto Mukherjee is the Chief Distribution Officer for Bharti AXA Life Insurance Company Ltd. Prior to this, he was Director & Head Partnership Distribution & Group Business at Max New York Life Insurance Co. Ltd.

He started his career with ITC-Welcomegroup hotels division in 1989. He has subsequently worked in various reputed organizations such as Xerox, Reliance Infocomm & Tata AIG in senior positions managing sales at Zonal & National Levels.Sushanto has over 21 years of experience across Insurance, Telecom, Hospitality and Office Automation.

He has a strong background in developing & managing partnership channels in Life Insurance, managing large teams in Retail Distribution and effectively leading direct sales teams in the Corporate Segment. He is an MBA from Cardiff Business School United Kingdom.