Unpredictable and volatile markets, multiple avenues of investment and several fund options may often lead to confusion. At Bharti AXA Life, we have decided to act. Just take the investment profiler quiz, and get a customized, ideal investment allocation for yourself.

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My primary objective for investing is:





To achieve my financial goals, I can take risks that are:





I understand that the value of my investments can increase and reduce over a period of time. However, I’m prepared to bear a certain percentage of loss in a one-year period.





Over a medium to long-term period, I expect the returns on my investments to be:





Out of these options, I would invest my money in:

Investment Options Investment A (Average annual return of 5% & minimal risk of loss of value ) Investment B (Average annual return of 10% and potential loss of 25% or more
100% in A 0% in B
60% in A 40% in B
40% in A 60% in B
0% in A 100% in B

Out of the following portfolios, I would opt for:

Portfolio Average Return Highest Annual Return Lowest Annual Return
4% 9% 0%
6% 25% -5.5%
10% 40% -35%
15% 125% -50%

I would want liquidity from my investments:




Results

Your Investment Profile is: Short Term

Summary

The objective is to maintain capital. The investor may make adjustments to avoid loss during inflation. In such cases, the investment returns may be very low in exchange of high liquidity and no risk of principal loss. The investor would preserve his capital.

The objective is to maintain capital & have a continuing income stream from a mix of government bonds & securities, corporate bonds, money market instruments. The investor using this model will be subject to minimal risk of principal loss.

The objective is to strike a balance between bonds for current income and stocks for growth. Despite the relatively balanced nature of the portfolio, an investor using this model should be willing to assume risk of principal loss.

The objective is to achieve above average growth over time with little concern about current income. An investor using this model should be willing to take substantial risk in seeking to achieve above-average returns.

Based on your selection, we suggest you invest in: Safe Money Fund

Safe Money Fund Allocation

Corporate Bonds and Bank Deposits: 0% - 60%,
Government Bonds and Securities: 0% - 60%,
Cash & Money Market Instruments: 0% - 40%

Steady Money Fund

Corporate Bonds and Bank Deposits: 20% - 80%,,
Government Bonds and securities: 20% - 80%,
Cash & Money Market Instruments: 0% - 40%

Save & Grow Money

Listed Equities: 0% - 60%,
Corporate Bonds and Bank Deposits: 0% - 50%,
Government Bonds and Securities: 0% - 40%,
Cash & Money Market Instruments: 0% - 40%

Build India Fund

Listed Equities: 80% - 100%,
Corporate Bonds and Bank deposits: 0% to 20%,,
Cash & Money Market Instruments: 0% - 20%

Grow Money Plus Fund

Listed Equities: 80% - 100%,
Cash & Money Market Instruments: 0% - 40%

Growth Opportunities Plus Fund

Listed Equities: 80% - 100%,
Cash & Money Market Instruments: 0% - 40%


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Kindly note that this is only a recommended allocation and does not in anyway indicate or guarantee any kind of returns. This recommendation is based on scores generated from your answers to the following questions. You should make your final decision based on your views and investment requirements.


This above analysis is for information purpose only and should not be construed as financial advice, offer, recommendation or solicitation to enter into any transaction. While all reasonable care has been ensured in preparing this analysis, Bharti AXA Life Insurance Company limited or any other person connected with it, accepts no responsibility or liability for errors of facts or accuracy or opinions expressed and Policyholder / Life Insured should use his/her own discretion and judgment while investing in financial markets.The above mentioned fund name is only the names of the funds and do not indicate its future prospects and performance or the returns. There can be no assurance that the objective of any of the investment funds will be achieved.For more details on our funds please click here.

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