To protect your family financially

You love your family and feel responsible towards them in every way. A life insurance plan covers your life at nominal costs so that you can fulfill your responsibility with ease and your family never has to face financial constraints.

A life insurance plan will take care of your family in case you are not around for them.

You need to protect your family against unforeseen events. A life insurance plan helps you do so very easily.

Life insurance plans are of different types. Protection plans help you secure your family's tomorrow at very nominal costs and for a long time period.

Click to know more

Life insurance plans not only ensure your family's security but are also a healthy investment option. These investments ensure your money works hard for you by giving you good returns along with peace of mind, as your family is protected. So whether it is your own home, the best education for your child or even a comfortable lifestyle, life insurance plans are the best solutions.

There are variants of Life Insurance plans available today that can maximise your savings.

The traditional plans give you definite amount as assured money back. ULIPs or market-linked plans invest your money in the markets to help you reap high returns along with life insurance benefits.

Fund managers are the experts that take care of your investment plans to ensure you maximise your savings.

There are different plans that you can invest in, depending on how much risk you are ready to take. The plans can be summed up into - Traditional Plans, ULIPs and Guarantee Plans

Traditional Plans

Traditional Plans give you guaranteed returns on the invested money. The returns you earn through these plans are pre-decided and communicated to you at the time of issuance of policy.

ULIPs

Unlike Traditional Plans, Unit Linked Insurance Plans (ULIPs) invest a part of your premium amount into the financial markets. The returns under these policies depend on market performance. Market upswings can ensure you earn high returns. There are various fund options available under these plans. Basis your risk appetite, you can opt for the appropriate fund option.

Guarantee Plans

Guarantee Plans are Unit Linked Plans, with an in-built 'guarantee' feature. These plans safeguard the money invested against any market downturns. When the market is up, you can enjoy high returns and in case of market downswings, there is a minimum guaranteed amount paid to you that ensures you do not lose your hard earned money.

Yes. While these plans focus on maximising your returns, they also include the feature of life protection, which takes care of your family's future

Click to know more

To fulfill your child's dreams

As a responsible parent, you wouldn’t like to make compromises when it comes to your child. Child plans help you secure your child's future in a planned and systematic manner. These plans can help you fulfill your responsibilities towards your child conveniently.

You can systematically plan for the finances required for your child's future with these plans. You can select the term of the plan depending on your child's requirements at their key life stages- his/her education, higher studies or even marriage. And through periodic withdrawals from the policy, you can provide financial assistance for the key milestones of your child. By investing in this plan, you can make your money grow over a period of time, thereby securing your child's dreams.

Click to know more

The unique Waiver of Premium feature takes care of this concern. During the term of the policy, should anything unfortunate happen to you, the protection cover is paid out and all future premiums are waived off. This ensures that the policy continues till maturity and you need not fear of policy lapse because you are not around to pay the future premiums. Child plans in that sense will take care of your child and his future, even in your absence.

Click to know more

Enjoy a golden retirement

Retirement plans are the best way to systematically plan for your golden years. By investing in these long-term plans, you can earn a regular income even after you've stopped working. Without worrying about rising costs, you can be self-reliant and lead a comfortable retired life.

These are long-term plans since they aim to provide a regular income to you post your retirement. The earlier you start, the better it is, so that when the term of the plan ends, you can enjoy a good corpus as pension.

By investing in retirement plans today, you can ensure you lead a comfortable life, even after you've stopped working.

Click to know more

Stay worry-free about your medical expenses

Health problems often hit us suddenly and they bring with them huge medical bills. To avoid being financially strained, due to health contingencies, you can opt for a health insurance plan and stay worry-free.

Health problems can arise anytime. With the help of a health plan, you can invest systematically today, so that in case of any health crisis, your hefty medical bills are taken care of.

What’s more, health insurance plans also take care of certain critical illnesses and disabilities to ensure health problems do not impact your family's financial security.

Click to know more