• Pay premium for 3 years only and enjoy the benefits till your retirement
• Get liquidity through partial withdrawals after the completion of 3 policy years
• Enhance your retirement wealth by paying top-up premiums at any point of time
• 12 free switches every policy year and 6 investment fund options
• No surrender charge applicable throughout the term of the policy
• Flexibility to change your retirement age any time during the Policy term
• Special additions added to the fund every 5 years

On Maturity

• You can take up to 1/3rd of your policy fund value as a tax-free lump sum amount (as per prevailing tax laws), while the balance amount must be used to purchase an annuity, which will provide regular income to you at your desired mode of frequency; or
• You have the option to purchase an annuity product with the entire policy fund value

You have the option to invest across any of our 6 investment fund options, ranging from high end equity to short term debt to match all your requirements

You receive tax benefits under Section 80 CC(C).
Also one third of the maturity \ vesting benefit can be commuted tax-free under Section 10 (10A)