In this policy, the investment risk in investment portfolio is borne by the policyholder.
An Investment Plan where you invest money for a limited time-frame and reap good returns at the end of the policy term. You can enjoy benefits for 10 years while paying Single Premium or paying for 5 years only.
Ask an Advisor35 year old Anurag chooses our Bharti AXA Life Future Invest and would like to invest in the Grow Money Fund. He chooses a policy term of 10 years with a premium payment term of 5 years for a Sum Assured of ₹ 5,00,000.
He starts paying ₹ 50,000 annually
He finishes paying the annual premiums
At an assumed 4% rate of return, he receives ₹ 2,55,640 on maturity
At an assumed 8% rate of return, he receives ₹ 3,53,827 on maturity
“# 4% and 8% rates are used only for illustration purposes and are not guaranteed. The values represented with 4% & 8% are not the upper or lower limits of what one can expect from this policy, as it is dependent on number of factors including investment performance.
In case of death, his family receives a death benefit of ₹ 5,00,000
35 year old Rishab chooses our Bharti AXA Life Future Invest and would like to invest in the Grow Money Fund. He chooses a policy term of 10 years with a single premium payment for a Sum Assured of ₹ 3,75,000.
He pays ₹ 3,00,000 as single premium
At an assumed 4% rate of return, he receives ₹ 3,35,417 on maturity
At an assumed 8% rate of return, he receives ₹ 4,95,909 on maturity
In case of death, his family receives a death benefit of ₹ 3,75,000
Parameter | Eligibility |
---|---|
Minimum age at entry | 18 years |
Maximum age at entry | 59 years |
Maximum age at Maturity | 69 years |
Policy Term | 10 years |
Premium Payment Term | Single Pay and 5 Pay |
Premium Modes | Single/ Annual/ Semi Annual/ Quarterly/ Monthly |
Subject to the Policy being in force, as on the date of death, the death benefit payable under the product will be Higher of:
Premium Payment Term: Single Pay> | |
Sum Assured> | 125% of Single Premium> |
Premium Payment Term: 5 Years | |
Sum Assured |
Higher of 10 times Annualized Premium Or (0.5* Policy Term* annualized premium) |
In case of the death of the Life Insured during the grace period allowed for payment of due premium, the Death Benefit less the outstanding charges shall be payable.
Age | Mortality charge (per '000 SAR) for Male Life |
---|---|
18 | 0.68 |
19 | 0.72 |
20 | 0.75 |
21 | 0.77 |
22 | 0.79 |
23 | 0.8 |
24 | 0.81 |
25 | 0.82 |
26 | 0.83 |
27 | 0.84 |
28 | 0.85 |
29 | 0.87 |
30 | 0.89 |
31 | 0.91 |
32 | 0.95 |
33 | 0.99 |
34 | 1.04 |
35 | 1.1 |
36 | 1.16 |
37 | 1.24 |
38 | 1.33 |
39 | 1.44 |
40 | 1.56 |
41 | 1.7 |
42 | 1.86 |
43 | 2.05 |
44 | 2.27 |
45 | 2.52 |
46 | 2.81 |
47 | 3.13 |
48 | 3.5 |
49 | 3.9 |
50 | 4.33 |
51 | 4.79 |
52 | 5.27 |
53 | 5.77 |
54 | 6.28 |
55 | 6.82 |
56 | 7.37 |
57 | 7.95 |
58 | 8.57 |
59 | 9.23 |
60 | 9.95 |
61 | 10.73 |
62 | 11.58 |
63 | 12.53 |
64 | 13.57 |
65 | 14.72 |
66 | 15.99 |
67 | 17.38 |
68 | 18.91 |
69 | 20.58 |