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Bharti AXA Life Triple Health Insurance Plan

(UIN - 130N047V03)
(ADVT II-Dec-2019-1997)

A health insurance plan where you can make up to three Claims for unrelated critical illnesses. After making the first Claim, all your future premiums are waived off and paid by us.

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4 Reasons to Buy
  • Offers cover for 13 critical illnesses. The 13 critical illnesses are split into 3 groups- Group A, Group B and Group C.
  • Can make up to 3 Claims during the Policy Term. After the first Claim, which falls under one of the groups, you will still be eligible for a second and third Claim from the other two remaining groups.
  • Reduces your burden by waiving off future Premiums after the 1st Claim is made. We will pay all the future premiums on your behalf and keep your Policy cover in force until Maturity.
  • You get 100% Sum Assured for each Claim. After the first Claim, you will receive 100% of the Sum Assured for the other two Claims provided the event is not included in the same group. This is subject to a no benefit period of 365 days between each Claim.

Plan Details

How it works?

Let’s take a look at this case study

30 year old Ashok chooses our Bharti AXA Life Triple Health Insurance Plan for a Sum Assured of ₹ 5,00,000 with a policy term of 15 years.

  • Starts paying an annual premium of ₹ 2,440*

    1ST POLICY YEAR

  • First claim Cancer of Specified Severity (Group C) is made and ₹ 5,00,000 is paid and all future premiums are waved off

    3RD POLICY YEAR

  • Second claim Coma of Specified Severity (Group B) is made. ₹ 5,00,000 is paid

    6TH POLICY YEAR

  • Third claim Stroke Resulting in Permanent Symptoms (Group A) is made. ₹ 5,00,000 is paid

    10TH POLICY YEAR

  • Summary - Total critical illness benefit received 
    ₹ 15 lakhs

    TOTAL BENEFIT

*Exclusive of taxes

Parameter Eligibility
Minimum age at entry 18 years
Maximum age at entry 65 years
Maximum age at Maturity 80 years
What you will get?
  • Cover for up to three unrelated critical illnesses with premium waiver after the first claim
  • Lump sum payout of 100% of the Sum Assured for each claim
  • You will receive tax benefits for all premiums paid towards health insurance benefits of the Income Tax Act, 1961.
Why choose this plan?
  • You would like to avail of a comprehensive health insurance product that will continue to protect you even after you make a claim.
Here Are The Age Wise Premium Rates

This Policy covers 13 critical illnesses that are split into three groups. If you have the misfortune of being diagnosed with any critical illness from these groups, the first Claim could be made and you as the Policyholder will still be eligible for a second and third Claim from the other two groups in the future years

Sum Assured Band1 Band2 Band3 Band1 Band2 Band3
Age Males Males Males Females Females Females
18 6.17 3.33 2.70 6.37 3.52 2.9
19 6.22 3.37 2.75 6.42 3.57 2.95
20 6.28 3.43 2.81 6.48 3.64 3.01
21 6.36 3.51 2.89 6.57 3.72 3.1
22 6.45 3.60 2.98 6.67 3.82 3.2
23 6.55 3.70 3.08 6.78 3.93 3.31
24 6.67 3.82 3.20 6.91 4.05 3.43
25 6.79 3.95 3.32 7.04 4.19 3.57
26 6.94 4.09 3.47 7.19 4.33 3.71
27 7.11 4.26 3.63 7.35 4.49 3.87
28 7.29 4.44 3.82 7.52 4.67 4.04
29 7.50 4.65 4.03 7.72 4.86 4.24
30 7.74 4.88 4.27 7.93 5.07 4.45
31 8.01 5.15 4.53 8.16 5.3 4.67
32 8.32 5.46 4.84 8.38 5.52 4.89
33 8.68 5.82 5.20 8.62 5.75 5.13
34 9.10 6.23 5.61 8.92 6.06 5.43
35 9.58 6.72 6.09 9.31 6.44 5.82
36 10.15 7.27 6.65 9.78 6.91 6.28
37 10.81 7.92 7.30 10.36 7.49 6.86
38 11.55 8.66 8.04 11.04 8.16 7.53
39 12.35 9.45 8.82 11.78 8.88 8.25
40 13.17 10.26 9.62 12.54 9.63 8.99
41 13.99 11.07 10.43 13.32 10.39 9.76
42 14.82 11.89 11.25 14.06 11.13 10.49
43 15.71 12.76 12.12 14.79 11.85 11.21
44 16.70 13.74 13.10 15.56 12.62 11.97
45 17.81 14.84 14.20 16.41 13.45 12.81
46 19.04 16.06 15.41 17.36 14.39 13.74
47 20.37 17.37 16.72 18.44 15.46 14.8
48 21.80 18.79 18.13 19.61 16.62 15.96
49 23.34 20.31 19.66 20.83 17.82 17.16
50 24.98 21.94 21.28 22.04 19.02 18.35
51 26.73 23.67 23.00 23.2 20.16 19.49
52 28.56 25.46 24.79 24.25 21.19 20.52
53 30.51 27.38 26.69 25.25 22.18 21.5
54 32.65 29.48 28.79 26.33 23.25 22.57
55 35.01 31.81 31.11 27.53 24.43 23.75
56 37.64 34.41 33.70 28.89 25.76 25.08
57 40.63 37.37 36.66 30.48 27.34 26.65
58 44.05 40.74 40.02 32.26 29.09 28.4
59 47.85 44.50 43.76 34.1 30.91 30.21
60 51.98 48.57 47.82 35.98 32.76 32.05
61 56.3 52.83 52.07 37.97 34.72 34.01
62 60.53 57.01 56.23 40.11 36.83 36.11
63 64.73 61.15 60.36 42.38 39.07 38.35
64 69.09 65.45 64.65 44.79 41.45 40.72
65 73.34 69.64 68.83 47.28 43.9 43.16
  • Rates are per thousand Sum Assured
  • Rates mentioned here are exclusive of service tax.
  • *Through ECS only
You may enhance your protection under this Plan by opting for the following rider(s):
  • Bharti AXA Life Hospi Cash Rider (UIN:130B007V04): This rider allows payment of a fixed benefit for each day of hospitalisation. It also offers a fixed amount benefit if you are admitted in an Intensive Unit Care or a lump sum benefit in case of surgery.

    Please refer to the rider brochure for complete details on terms and conditions and exclusions before opting for the rider. Riders are optional and are available at an extra cost.