Bharti AXA Life Elite Secure(UIN: 130N025V02)

A comprehensive, affordable and long-term plan that promises a secure life for your family, with financial protection in case of an unfortunate event.

4 REASONS TO BUY

  • Family is financially dependent on you.

    Provide your loved ones with financial protection, if anything unfortunate should happen to you.

  • Need long-term cover.

    The Policy Terms available are 5, 10, 15, 20, 25 years and a “To age 75” years - a unique product option, where you can choose to cover your life up to 75 years.

  • Easy affordable Premiums.

    Makes it easier for you to get insured.

  • Enjoy Tax benefits on the Premiums paid and pay-out benefits received.

    The Tax benefits fall under Income Tax Act, 1961. They are subject to change as per change in tax laws from time to time.

Plan details

Who can buy?

WHO CAN BUY?

Parameter Eligibility
Minimum age at entry 18 years
Maximum age at entry
  • 75 – Term) for 10,15,20 and 25 year terms
  • 65 years for 5 year term and “To age 75” term
Maximum age at entry
  • 75 years for 10,15,20 and 25 year terms and “To age 75” term
  • 70 years for 5 year term
Minimum Sum Assured ` 2,500,000
Premium Payment Term Throughout the Policy Benefit Period
Premium Modes Annual, Semi-annual, Quarterly and Monthly
View Details

VIEW DETAILS

Life Insurance Benefit

  • Pure Life Insurance cover at very competitive premiums
  • Option to cover your life till 75 years with a unique to age 75 years term

You receive tax benefits under section 80C and 10(10D)

Why choose this plan?

  • You want comprehensive protection for your loved ones
  • You want a single product that can take care of all your Insurance needs
Premium Rates

HERE ARE THE AGE WISE PREMIUM RATES

Age/PPT 5 years 7 years 12 years
6 - 124.05 79.87
7 - 124.05 79.87
8 207.81 124.11 79.90
9 207.9 124.16 79.93
10 207.99 124.21 79.95
11 208.08 124.27 79.98
12 208.17 124.32 80.01
13 208.26 124.38 80.04
14 208.35 124.43 80.07
15 208.44 124.48 80.1
16 208.53 124.54 80.13
17 208.62 124.59 80.16
18 208.78 124.67 80.21
19 208.93 124.76 80.26
20 209.08 124.85 80.31
21 209.23 124.94 80.36
22 209.38 125.03 80.41
23 209.53 125.12 80.46
24 209.68 125.21 80.5
25 209.84 125.3 80.55
26 210.08 125.44 80.63
27 210.32 125.59 80.71
28 210.57 125.73 80.79
29 210.81 125.87 80.87
30 211.05 126.02 80.95
31 211.3 126.16 81.03
32 211.54 126.31 81.11
33 211.79 126.45 81.19
34 212.03 126.6 81.27
35 212.28 126.75 81.35
36 213.21 127.29 81.65
37 214.14 127.85 81.95
38 215.07 128.39 82.25
39 216.01 128.94 82.55
40 216.95 129.5 82.86
41 217.9 130.06 83.16
42 218.85 130.63 83.47
43 219.81 131.19 83.78
44 220.77 131.75 84.09
45 221.73 132.32 84.4
46 222.71 132.9 84.71
47 223.68 133.47 85.02
48 224.66 134.05 85.33
49 225.65 134.62 85.65
50 226.64 135.21 85.96
51 227.8 135.89 86.34
52 228.97 136.58 86.71
53 230.14 137.28 87.08
54 231.32 137.96 87.46
55 232.51 138.67 87.83
56 233.7 139.37 88.21
57 234.9 140.08 88.59
58 236.11 140.79 88.98
59 237.33 141.5 89.36
60 238.55 142.22 89.75
61 239.78 142.94 90.13
62 241.01 143.67 90.52
63 242.26 144.4 90.91
64 243.51 145.13 91.31
65 244.76 145.87 91.7
  • Rates are per thousand Sum Assured
  • The above mentioned rates mentioned are Male life. Three years set back for female lives.
  • Rates mentioned here are exclusive of service tax
Riders

RIDERS

You may enhance your protection under this Plan by opting for the following rider(s):

  • Bharti AXA Life Hospi Cash Rider (UIN:130B007V02): This rider allows payment of a fixed benefit for each day of hospitalisation. It also offers a fixed amount benefit if you are admitted in an Intensive Unit Care or a lump sum benefit in case of surgery.

  • Bharti AXA Life Accidental Death Benefit Rider(UIN:130B008V01): This is a non-linked and regular pay rider that provides 100% Sum Assured in case of death of the Life Insured due to an accident subject to the rider Policy being in-force.

Please refer to the rider brochure for complete details on terms and conditions and exclusions before opting for the rider. Riders are optional and are available at an extra cost.

WHAT OTHERS SAY

Trends

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Expert Review

A regulatory clause makes it mandatory for life insurers to offer guaranteed returns to all its subscribers.