It’s good to plan and save at every step of the way. Savings can help protect your loved ones in their times of need. We, at Bharti AXA Life, understand your needs and offer a range of saving and protection plans to help you meet your short and long-term goals. We make sure you choose the best saving plan that will benefit you all the way.

When Should I Buy A Savings Plan?

  • When I am looking for the comfort of guaranteed benefits in a Plan.

    Guaranteed benefits serve as a reward for saving and investing in a comprehensive Plan.

  • When I want both protection and savings combined under a single Plan.

    Offers Life Insurance cover along with saving reward and benefits. In short, the best ulip plan.

  • When I am looking for flexibility in terms of Premium Payment Terms, benefit pay-out structures as well as potential upside through non-guaranteed bonuses.

    Choose the number of years you would like to pay the Premium for. You also have the option to choose from different structures of receiving the pay-out benefits with ulip insurance.

  • When I am looking for Tax benefits on the Premiums paid and benefits received.

    Save tax under sec 80C and 10(10D) under Income Tax Act, 1961. Income tax laws are subject to change from time to time. You can save tax with a ulip insurance.

Savings Plans We Offer

Bharti Axa Life
Shining Stars

  • A Non Linked and Non Participating Limited Pay Endowment Life Insurance Plan.
  • The plan offers the flexibility to choose from multiple premium paying terms and policy terms and allows you to choose the benefit payout options depending on your child's needs.

Bharti AXA Life
Assure Benefit Plan

  • Get Guaranteed Additions as 3% of the Sum Assured accrued at the end of every Policy year starting from the first policy year till maturity and is payable at the time of maturity. The Guaranteed Maturity Addition will be payable on the date of Maturity as a percentage of Sum Assured which can vary from 20% to 40%.

Bharti AXA Life
POS Saral Bachat Yojana

  • Comprehensive Protection Plan: Life Insurance cover in case of death and 2X Life Insurance cover in case of death due to accident.
  • Savings through Maturity Benefit: At the end of your policy term, you will get Sum Assured on Maturity provided all due premiums have been paid and policy is in-force.

Bharti AXA Life
Super Endowment Plan

  • Flexibility in Policy Term/Premium Paying terms: The product offers a choice of 3 policy terms with limited premium paying terms for the policy terms.
  • Option to choose Extended life cover at inception by paying additional premium throughout the premium paying term.

Bharti AXA Life
Guaranteed Income Plan

  • Flexibility in Policy Term/Premium Payment Terms - The product offers the choice of 4 policy terms with limited premium payment terms for the Policy Terms
  • Increasing Survival Payouts:  On Survival of the Life Assured

Bharti AXA Life
Serv Suraksha

  • Protection for your family - Sum Assured is paid in case of an unfortunate event of death of the policyholder.
  • Maturity Benefit:  On maturity, you will receive 110% of the single premium.
  • Single Premium: You need to pay only a one-time premium.

Bharti AXA Life
Monthly Advantage

  • Receive Monthly Income either on survival/any untoward event like disability or death
  • Get additional financial returns by way of accrued bonuses, if declared
  • Enjoy Tax Benefits on the Premiums paid and benefits received

Bharti AXA Life
Super Series

  • Flexibility to choose between Super 6 and Super 10
  • Annual cash pay-outs from the end of Premium Payment Term till Policy Maturity
  • Maturity Benefit + Guaranteed Maturity Addition

Bharti AXA Life
Dhan Varsha

  • Flexible premium paying terms
  • Annual benefits in the form of non-guaranteed cash bonuses and Guaranteed* survival benefits.
  • Option for benefits to continue even after the death of the life insured (when premium waiver rider is opted)

Bharti AXA Life

  • Choose from 8 different Premium Payment Terms
  • Lump sum benefit at Maturity
  • Non-guaranteed bonuses

Bharti AXA Life
Elite Advantage

  • Regular guaranteed benefits
  • Lump sum benefit at Maturity
  • Choose from different Premium Payment Terms

Bharti AXA Life
Aajeevan Sampatti+

  • Cover up to age 100
  • Annual guaranteed benefit after the end of 10th policy year
  • Upside through bonus, if declared, after end of 6th policy year

Bharti AXA Life
Secure Savings Plan

  • Guaranteed additions of up to 10% p.a.
  • Lump sum Maturity benefit
  • Life cover

Bharti AXA Life
Monthly Income Plan+

  • Guaranteed Monthly income
  • Potential upside through non-guaranteed bonus
  • Tax benefits

Bharti AXA Life
Secure Income Plan

  • Guaranteed tax-free Monthly income
  • Guaranteed additions of up to 10%
  • Guaranteed Maturity benefit
  • Tax benefit

Bharti AXA Life
Flexi Save

  • Flexibility of modifying Policy Term while in force
  • Potential upside through non-guaranteed bonuses
  • Choose between 3 Premium payment Terms

Bharti AXA Life
Invest Once

  • Single Premium Payment Plan
  • Guaranteed additions as high as 9% p.a.
  • Flexibility to choose between two plan terms – 5 years and 10 years
  • Save tax

Bharti AXA Life
Child Advantage

  • Choose between Money back or Endowment pay-out options based on your child's needs
  • Built-in Premium waiver benefit
  • Flexibility to choose Policy Term

Bharti AXA Life
eAajeevan Sampatti+

  • Online savings plan that offers coverage up to age 100
  • Annual guaranteed pay-out after the end of 10th policy year
  • Potential upside through bonuses, if declared, after end of 6th policy year

Bharti AXA Life
Smart Jeevan

  • Product with easy affordable premiums
  • The product offers 100% return of premiums paid till end of Policy Term as maturity benefit
  • Life Insurance cover to ensure that you are adequately protected

Why choose Bharti AXA LIFE?

  • Immense focus revolves around every single customer

  • Understanding individual needs enables us to provide the best saving plan for you

  • Digitally enabled services help make every transaction convenient and hassle-free

  • Industry first services like dedicated claims handlers and 48-hour fund release

  • As an empathetic workforce, we are Available, Reliable and Attentive