Features &
Benefits

What you will get?
  • A plan that provides the twin benefit of comprehensive protection and guaranteed additions of upto 10%
  • Guaranteed additions of up to 10% at the end of every year, payable on death of Life Insured or at maturity
  • Sum Assured along with Guaranteed additions is payable at maturity of the policy
  • Higher of 100% of Sum Assured plus guaranteed additions on the premiums paid or 105% of premiums paid till date of death (excluding any underwriting extra premium) or 10 times annualized premium is payable on the death of the Life Insured
  • You receive tax benefits under section 80C and 10(10D)
Why choose this plan?
  • You want to save regularly to meet any future financial goal
  • You want protection for your family in case of an unfortunate event

(UIN 130NO53V02)

Eligibility

Eligibility
ParameterEligibility
Minimum age at entry 3 years for 15 years policy term
0 years for 20 years policy term
Maximum age at entry 55 years for 15 years policy term
50 years for 20 years policy term

(UIN - 130NO53V02)

Premium Rates

Premium Rates
Age Term1525
0 0 83.28
1 0 83.28
2 0 83.28
3 94.44 83.28
4 94.44 83.28
5 94.44 83.28
6 94.51 83.28
7 94.51 83.28
8 94.73 83.28
9 94.73 83.28
10 94.73 83.55
11 94.73 83.55
12 94.73 83.55
13 95 83.83
14 95 83.83
15 95 83.83
16 95 83.83
17 95 83.83
18 95.28 84.12
19 95.28 84.12
20 95.28 84.12
21 95.28 84.12
22 95.28 84.12
23 95.57 84.41
24 95.57 84.41
25 95.57 84.41
26 95.57 84.41
27 95.57 84.79
28 95.85 84.79
29 95.85 85.09
30 95.85 85.09
31 95.85 85.49
32 96.18 85.49
33 96.18 86.04
34 96.18 86.38
35 96.49 86.78
36 96.49 87.2
37 96.49 87.7
38 96.84 88.21
39 96.84 89.09
40 96.84 89.46
41 97.24 90.36
42 97.24 90.93
43 97.53 91.84
44 97.53 92.76
45 97.87 92.76
46 97.87 94.02
47 98.2 94.97
48 98.2 95.48
49 98.58 96
50 98.58 96.55
51 98.99 0
52 98.99 0
53 99.44 0
54 99.68 0
55 99.94 0

1. Rates are per thousand Sum Assured
2. Rates mentioned here are exclusive of service tax.
(UIN - 130NO53V02)

Riders

Riders

You may enhance your protection under this Policy by opting for the following rider:

  • Hospi Cash Rider (UIN 130B007V02): This rider allows payment of a fixed benefit for each day of hospitalization and also provides lump sum benefit in case of surgery.
  • Premium Waiver Rider (UIN:130B005V02):

    100% of all future premiums under the base policy are waived and paid by the Company on death of the life insured under the rider. For Policyholder only where Policyholder and Life Insured are different people

Please refer rider brochure for complete details on terms and conditions and exclusions before opting for the rider.

Riders are optional and are available at an extra cost.

(UIN 130NO53V02)

Keep in Touch

Insurance is the subject matter of the solicitation. Bharti AXA Life Insurance Co. Ltd. Registration No: 130.
 

*For a non-smoking healthy 25-year old male for a 25-year term in annual mode. Actual premium would depend on age, premium payment term and on underwriting condition decision. Service tax and education cess will be charged extra as per the prevailing rates. Premium can be payed only in annual or semi-annual mode. #Minimum age while applying should be 40 years for cover up to age 70 or 75. ^Tax benefits are as per the Income Tax Act, 1961 and are subject to any amendments made thereto from time to time. Actual tax saving will depend on your current investments and income, please consult your tax advisor for details.

Insurance is the subject matter of the solicitation. Life Insurance Coverage available.

Bharti AXA Life Insurance Company Limited (IRDA Regd. No. 130), Regd. Address: 6th Floor, Unit- 601 & 602, Raheja Titanium, Off Western Express Highway, Goregaon (East), Mumbai- 400 063. Bharti AXA Life eProtect UIN No.: 130N052V03. Advt. No: II-January-2014-1000. Bharti AXA Life Insurance Company Ltd. is the name of the Company and Bharti AXA Life eProtect is the name of the traditional non-participating insurance policy and does now in any way represent or indicate the quality of the policy or its future prospects. For more details on risk factors, policy exclusions, terms and conditions, please read the sales brochure carefully before concluding a sale.